Dating Money Saving

7 Tips for Dating on a Budget

Whether you’re looking for your soulmate or just someone who’ll binge watch Netflix with you, the world of dating is great – you get to go out and have fun, all while meeting tons of new people and trying new experiences. Dating brings with it a set of expectations – fancy dinners, expensive cocktails and   But what if you don’t have the money to spend? Most of us aren’t willing to splash the cash on someone we might never see again. So, if you’re a serial dater looking to save the pennies, follow our simple tips below!

Head to a museum

While museums don’t necessarily scream ‘romance’, they are great for a first date. They’re not too serious or romantic, and they allow people to casually chat while looking  Best of all? They’re usually completely free! You can find a common interest, or teach your date something they may not know – it’ll make you look more cultured, rather than just poor, too!

learn to cook

If you fancy yourself as the next Jamie Oliver then great! Why not whip up a meal at home for your date – they’ll be super impressed and it’ll save you money altogether. Alternatively, shops like M&S or Tesco often have dine-in deals for low prices, which include 2 or 3 courses and a bottle of wine. If your idea of cooking is popping a frozen pizza in the oven, that’s not going to cut it. Challenge yourself and take a cooking course, if nothing else it’ll be enjoyable, and you might even get another date out of it!

pick a weeknight date

Most of us will go on dates on a weekend – mainly so we can have a few drinks and not spend the next day suffering at our desks. However, try going out on a weeknight instead – you’ll save a fortune. There are loads of deals available during the week that don’t apply on the weekend. This is because mid-week is usually a quieter time, and so restaurants, experiences and bars often want to entice more customers.

Take a hike, literally

Okay, so we’re not suggesting you climb Mount Kilimanjaro on your first date, but grabbing a coffee and walking around your town or city is a great idea for a first date. You can show each other your favourite spots, and have a good chat while you have a wander. It’s also a very low-pressure date for those who often get intimidated by meeting or talking to new people or potential love interests.

Save money and purchase a companion instead

If the thought of dating is too much for you, you’re simply looking for a companion or you don’t have time to date,  Realistic Sex Dolls can be a great way to get over your nerves or to help you feel less alone. Although they’re more of an investment, if you consider the amount of money you’d spend on dates or dating, a sex doll could save you money in the long run.

Go to an Open Mic or Improv night

Most local venues will host comedy or music nights. With tickets likely being super cheap, or even free, it’s a great way to try something different – you never know, you might find someone great, then you can both be that person who brags that you knew about them before they were famous.

Get competitive

This one’s probably best after you’ve already been on a few dates. After all, nothing scares someone off more than unleashing your true competitive spirit. Organise a night of board games, play chess in the park or challenge each other to a tennis match – the options are endless!

Flow Meter

How Can Selecting the Right Flow Meter Cut Costs for Your Business?

Choosing the right flow meter for your business can be a minefield – with so many different meters to choose from, selecting the correct device for your business can mean getting the most for your money and maximising your efficiency.

What is a flow meter?

An instrument that is made to measure the amount of liquid, gas or vapour that passes through them, a flow meter (or flowmeter) is used in industries such as Process, Petrochemical, Energy, Water and Food and Beverage, where precision is crucial.

What type of flow meter is right for me?

The flow meter technology you decide to use depends on the particular application of your flow meter. Before installation, time should be spent evaluating the nature of the processes and the companies aims.  FlowQuip can help your business to identify the most cost-effective solution by advising you of the most accurate flow meter which can, in turn, help to improve the efficiency of your process and keep costs down. Therefore, time should be invested in fully evaluating the nature of the process fluid and of the overall installation.

When selecting flow meters, it is important that you know which types are best suited to which application. Electromagnetic Flow Meters provide the widest flow range and are a cost-effective solution for water-based flow applications. while Turbine Flow Meters are one of the simplest methods of measuring flow and are usually the best choice for liquid applications  Ultrasonic Flow Meters are a volumetric flow meter which requires bubbles in the flow – meaning they’re ideal for dirty liquid or wastewater.  While they are quite expensive initially, Coriolis Flow Meters are ideal for measuring the mass of viscous substances.

See the below chart for a basic outline of flow meter applications:


Table from

How can a flow meter save me money?

Flow meters accurately measure, monitor, and control fuel gases, such as biogases or methane, and liquid, as well as air flow, which is required for efficient operations. By accurately controlling your processes, operating costs are dramatically reduced as companies can clearly monitor and track processes, thus easily streamlining their business.

Price & Longevity

While it may be tempting to choose a cheap device, it could actually cost you more over time. Consider what your business aims are, along with what you’re using your flow meter for. A higher priced device normally means better quality and more durable parts. Similarly, remember to check how long the flow meter is designed to last for – there’s no point forking out for a high-end model if it’s only built to last for a year.


Before purchase, it’s important to consider where, and how, the device will be fitted, as this can directly affect both efficiency and accuracy. For example, flow meters fitted close to joints or bends in the pipeline could easily affect the flow. Ultimately, if the device is installed correctly, it will be much more accurate, saving you money in the long run.

The best way to ensure maximum efficiency is to ensure all flowmeter components are compatible and work seamlessly work together. If you need help selecting the correct flow meter for your application, contact FlowQuip today.

ISO 9001

How can ISO 9001 help my business to save money?

ISO stands for the International Organization for Standardization, the world’s largest developer for international standards. ISO accreditations are created by experts who share knowledge to make continually relevant standards that find solutions to global challenges. It is recognised worldwide as the most popular and efficient Quality Management Tool (QMS) and qualification. The ISO 9001 is a basic certification that is available for all types of business, no matter what size or industry, and is a set of guidelines and certifications every professional service or business should maintain.  We spoke to Clear Quality, a Quality Audit Consultant based in Yorkshire, on why it’s important and how it can help you to save money.

Why is it important?

Having ISO accreditation means that your business is dedicated to continually improving its services and products. ISO 9001:2015 is a great asset as it creates monetary value for your organisation.

How can it help you to save?

It increases efficiency:

The point of ISO accreditation is to ensure that services and products are reliable, safe and of great quality..For business, they are strategic tools that reduce costs and improve business processes by increasing productivity, reducing scrap and waste and minimises production and rework issues.

Helps to address risks

As ISO 9001 accreditation aims to standardise processes, keep these under control and resolve quality issues, it forces companies to assess risks and identify opportunities to minimise them. It also asks for a constant examination of improvement opportunities, meaning operational costs are lower as there is less room for error.

Attracts new clients

Once you earn your ISO 9001 certification, you can advertise this and work with or for companies who make ISO certification a must have when sourcing new business leads. Moreover, certification can open new markets that were previously unavailable to you, as there are a large number of businesses and industries who won’t work, or legally can’t, work with companies who aren’t accredited.

Improves Company and Product Quality along with customer satisfaction

The customer always has the final say and, as expectations are constantly changing, so are companies needs for continual improvement of services, products and processes.  ISO 9001 accreditation helps to identify customer needs and to assess these for future requirements, while also allowing business to easily measure customer satisfaction. And, with increased satisfaction comes increased customer retention. With the standardisation of processes, every employee works in the same way, leading to better cohesion across the business, and therefore a better end product or service.

Helps to future-proof your company

A Quality Management System is all about, unsurprisingly, creating a better level of quality throughout your entire organisation – every process, product and service. With a better level of quality, your business’ reputation increases, along with stakeholder and partner satisfaction, leading to long-standing business relationships.

Clear Quality’s top tips:

  • Top management commitment is the key to success
  • Make the standard fit the company, not the company fit the standards
  • Make sure your organisation works as a team for optimum benefits
  • Review existing standards and procedures frequently

If you’re looking for an expert  ISO9001 Consultant or would like more information on ISO9001 accreditation support, contact Clear Quality today!

Corporate Video Production Yorkshire

Corporate Video Production: What Are The Advantages?

Corporate videos are a smart way to grow your business, and can save you money in the long run.

With 51% of marketing professionals worldwide naming video as the type of content with the best ROI, are you making the most of your brands potential? With more people engaging with videos than static content, you may be missing out on potential customers and clients if you’re not using videos as a marketing technique. If you’re still unconvinced that corporate video production is the key to growing your business, read our list of amazing benefits below courtesy of Visualised it, a top creative video production Yorkshire based company.

It’s Fun!

A great benefit of corporate video production is that it’s a fun way to market your business and allows you to visually showcase your brand ideals. There are endless possibilities when it comes to video marketing, and it allows you to e much more creative than ordinary static content. Is your brand trendy? Funny? Environmentally friendly? Now’s the time to shout about it!

Search Engines Love Videos

If your video has the right description and tags and provides helpful advice and solutions that web users are already searching for, your pages and site will rank highly on search engines, thus increasing conversions and brand awareness. By uploading your videos to social networking sites like Facebook or YouTube, it allows you another way to connect with your consumer or customers., which is never a bad thing.

Training Videos Can Save You Money

There are so many different types of corporate videos to choose from – you can create one to sell your products or brand, but also to train your employees. Videos are a great way to save money and can help to accelerate learning – rather than sending your staff on expensive training days, you can easily create videos that can teach and inform. Training videos are great as they allow staff to see visual demonstrations and can be re-watched multiple times. Also, videos can be tailored to your specific brand, so employees aren’t wasting their time learning about irrelevant techniques or applications.

Great Opportunity for Call-to-Action

Videos are great for call-to-actions as they elicit an emotional response. If your video has a clear message and inspires your customers, they’re much more likely to interact with you – whether that’s using our services, buying your product or simply contacting you to find out more. All these conversions are great for increasing your brands’ scope.

Customer Testimonials are Key

A great way to increase brand loyalty and trust is to include customer testimonials in your corporate video. Let your customers explain how great your products or services are – happy customers have the ability to influence others, and potential customers are more likely to listen to real people rather than actors or company employees. Just make sure their opinions don’t seem forced or staged, as this will have the opposite effect.

So if this article has convinced you that video is what you need to take that next step, and you’re looking for Yorkshire corporate video production contact visualised it today to arrange a meeting and to see what they can do for you!


Wedding Photography Leeds

5 Tips to Keep Your Wedding on Budget

We all know that planning a wedding is expensive. No matter how much budgeting, preparation and saving, it always ends up costing so much more than originally planned. If you’re struggling to stay on budget, follow our 6  simple tips below, courtesy of Yorkshire Wedding Photographer ILTO Photography, and still have some money left over for that honeymoon to Bali!

1. Have your ceremony and reception in the same place

Most wedding venues will have multiple rooms, so you can get married in one then simply hop over to the other for the reception. Alternatively, have the ceremony and the party in the same room! The guests can sit at their designated table during the ceremony, meaning the cocktails and appetizers can start straight away while the bride and groom take photos – no impatient family members or grumbling children! The beauty of doubling up is that you don’t have to spend twice on flowers or decorations so it’s a win win. Even better? If you get married in a hotel, most will give you a discount on the food or rooms if most of your guests stay there.

2. Don’t get married at the weekend, or during peak season

It’s no secret that venues hike up their prices from Friday through to Sunday, and even more so during peak season. If you’re not too fussed on the date or day of your wedding, try asking about discounts for mid-week marriages – as most people wouldn’t dream of getting married during the week, venues and vendors will often offer you deals for taking an unpopular slot. While a week night might be awkward for some, your closest friends and family will make sure they’re there – if some people can’t make it, you’ll save on the guest list too!  Also, if you offer to advertise your vendors – by placing small cards by place settings with their business details on, they might be so grateful they’ll consider keeping the costs down.

3. Hire a great photographer

Photos last forever and are, arguably, the most important part of your day – apart from the marriage itself, of course. They’re also the only part of your big day that you’ll return to time after time, so hiring a great photographer is key. When searching for photographers, make sure you’re certain on your style, budget, and requirements. Remember that your photographer will spend more time by your side on the big day than your new husband or wife – so make sure your personalities click before you sign a contract.

If you’re looking for an affordable, reliable and talented take a look at Yorkshire Wedding Photographer, ILTO Photography, winner of Yorkshire’s Most Popular Wedding Photographers 2014, 2015 & 2016!

Wedding Photographer Yorkshire

4. Don’t have a sit-down meal

Food, and alcohol, are often the most expensive parts of any wedding. By cutting out the traditional 3 course sit down meal, couples could save a fortune. Try serving hors d’oeuvres or have food stations rather than the main course. That way, guests can choose exactly what they like, without being forced to eat a meal they wouldn’t have ordinarily chosen. By serving cold buffet food – such as potato or pasta salads – guests can graze throughout the day, so you might even be able to save on the evening buffet too!

5. Skip the cake

While many brides have been dreaming of their wedding days since they were little, including the cutting of the cake, these days, having a ‘traditional’ wedding isn’t quite as important. Guests aren’t too bothered about having a wedding cake – they just want a nice dessert. Why not opt for cupcakes, profiteroles or a dessert table instead? If you’re really not ready to part with tradition just yet, but your budget won’t cover an elaborate cake, ask a family member to make you one or have a baker make a fake cardboard cake with a small real top layer for cutting, then serve a basic sheet cake to your guests.

When trying to have a wedding on a budget, the most important thing you can do is to plan ahead. Make lists and spreadsheets for your budget and things you still have to sort out. Remember, the earlier you get started the less stressful the lead up to the wedding ill be. Don’t sweat the small stuff – things will go wrong, but don’t let it ruin your big day, everything is fixable and, if not, embrace it! After all, your wedding day should be the happiest of your life!



Money Saving Piggy Bank

5 Money Saving Tips to Cut the Costs this Winter

Winter is well and truly here, and households across the UK are starting to feel the chill.

With this winter seeing the largest amount of snowfall in years, and Britain set to be colder than Antarctica, it looks to be the most expensive year yet. So, it’s time to bring out your fluffy socks, pop on that onesie and snuggle down with our practical tips on how to save money this season.

Insulate, Insulate, Insulate!

Properly insulating your windows this winter is essential to keep your home toasty and warm. By preventing draughts, you’re allowing less heat to escape from your rooms, meaning your heating can be turned down and your house will still be cosy.  If you’re looking for a great, stylish way to insulate your home this winter, why not try installing shutters?

As well as offering homeowners a way to upgrade their decor, shutters are excellent insulators as, when closed fully, they create a solid block that stops droughts and cold air from entering the room, meaning you can stay warm while saving money – a win win!

Top tip: If you’re looking for the ultimate insulation, Full Height Shutters are the perfect option. Covering the window from top to bottom with a single panel, they are the best option for keeping your home warm. If you’re looking for expert blind services in London,  LondonBlinds4U have an extensive range of blinds and shutters suitable for your every need.

There’s an App for that

If you have a thermostat that can connect to your mobile, and you ignore the highly annoying TV advert, HIVE might be the way forward for you. This clever app lets you control your heating straight from your phone and means you can even schedule when your boiler and hot water turns on. With additional settings that allow you to turn off your home appliances and lights, and a Frost Protection setting that automatically activates your heating when it’s off and the temperature drops below 7°C, it’s a nifty little app that could save you bucket loads in the long run. 

Wrap up warm

There’s no point in complaining about the cold when you’re sat at home in shorts and a vest. Although it can be tempting to crank up the heating and bask in the warm glow of the radiator, the costs soon add up. Think back to your student days – pop on a jumper (or 4), tuck those joggers into your socks and quit complaining!

Wrap Up Warm

Shop around

Companies like Money Supermarket and GoCompare are great for comparing energy bills,  with annual savings of around £300 a year. Regularly comparing gas and energy tariffs can help you make sure you’re not being ripped off. If you’ve always been with the same provider, changing can seem a bit daunting but, with online services and easy to fill forms, it’s really simple and most suppliers will provide a hugely discounted rate for new customers.

Top tip: Standard tariffs are often more expensive – make sure you’re paying for what you actually use, not just what’s estimated.Row of colorful shopping bags

There are so many things you can do to reduce your costs this winter. By following a few of our simple tricks, you’ll start to see a real impact in both your home and your bank account – you never know, you may even be able to afford those extra drinks on New Year’s Eve!

Applying spray foam insulation

Spray Foam Insulation: Saving Heating Costs

Heating costs. Whether you’re running a home or running a business you’ll know this and you’ll have to budget for it. Especially in the winter months, when temperatures drop and you have to rely on turning the heating up in order to create an environment in which you can live or work. But if your building isn’t properly insulated, you could be wasting enormous amounts of heat (and therefore money!). Spray foam insulation is a great solution.

Environmental Facts

On average, buildings are responsible for around 21% of carbon emissions. In the UK, this is even higher. Approximate estimations put it at closer to 45%, which is a staggering figure for something that is so easily combated and solved.

Our UK government has set a fantastic target that by 2050, we’ll have seen an 80% reduction in carbon emissions. This has to come from making our home lives, and work lives, more energy efficient. Currently, 26% of energy used in the UK is for space heating.

Insulation is the answer. When a building is well insulated, you need only a small amount of energy to heat it. This is because you can have the heating on for a short period of time, turn it off and your home or office will remain warm for a long period. This is the way to combat the huge environmental impact that heating our homes and commercial properties has.

Insulation Saves Money

Not only does insulation help you reduce your carbon footprint, but it saves you money. The less you have to heat your home, the less you have to pay for the electricity or gas that fuels this process. This is particularly significant if you’re in charge of heating a large space, such as an office.

Offices can be notoriously hard to keep warm because they are such large environments and many buildings are extremely poorly insulated. You can turn up the heating, but it simply rises up through the building and leaves through the poorly insulated roof. This is particularly so with flat-roofed buildings, especially ones built between 1960 and 1990.

It also works for cold spaces. If you are created a refrigerated environment, then cold escapes in much the same way as heat, as well as heat entering in the opposite direction. Keeping an environment refrigerated uses massive amounts of energy. Ensuring that your space is properly and efficiently insulated with a high-quality material can save massive amounts of money.

Why Spray foam?

Spray foam is one of the most effective and efficient forms of insulation. It is proven to work and can adhere to almost any surface, not just brick or wood. Because it comes in a spray format, it’s extremely quick for an expert to apply to a large area, unlike other insulation alternatives. This means that it’s not only money saving in the long term, but you don’t pay for days of an experts time – just a couple of hours!

It has many additional properties that are extremely beneficial when insulating a building that no other insulation offers. It is waterproof, which means that it adds protection from the effects of weathering, reducing the risk of damage to your property, including penetrating damp. It also dries (in minutes) to a concrete-like consistency. Because this is rock hard, it adds to the structural integrity of a building. This makes it a popular choice for older buildings that benefit from bonus structural support.

Find out more about spray foam technology and how it can help you save money.

Packaging Solutions - Cardboard Box Making Machinery

A Cheaper Delivery Strategy with Box Making Machinery

For eCommerce companies, shipping costs are inevitable and will eat into your profits. It’s up to you just how much those costs cut into your profits and there are steps you can take to better your delivery strategy, starting with custom cardboard boxes.

custom cardboard boxes made with BCS box making machinery

Companies who buy a mass of cardboard boxes in bulk face the continuing challenge of searching for the right size box every time a different order comes in.  With the BCS Boxer,  users can create custom cardboard boxes in just seconds, so they have the perfect size box to hand every time!

BCS custom cardboard box

This box making machinery also has the ability to print two colour text and images, so you can brand your boxes up and provide a more professional service. This also means you won’t have to attach any additional labels, saving you additional costs on materials as well as the time it takes to manually attach the label.

Why is a Box Making Machine a Cheaper Alternative?

While a piece of box making machinery requires an upfront cost, the savings generated from a better delivery strategy will quickly give your business a good return on investment. Packing items for shipping in a suitably sized box will minimise the risk of damage in transit which will also reduce your return rates. In addition to saving money on returns, the right size box will also cost less to ship if your chosen courier operates on dimensional charges. This means that if you are shipping items in an oversized box, you will also be over-paying on your delivery cost. With a box making machine, you can create the smallest box possible for the item so you pay the smallest shipping price.

Case Study: Shop Direct SAve 30% on Shipping Costs

Shop Direct, the company behind Littlewoods and Very realised that they were spending too much on delivery costs and were seeing an increase in returns. Their packaging solution was to switch to a box making machine in order to create their own cardboard boxes and have saved 30% in shipping costs.

Read more about how box making machinery has helped Shop Direct to operate with a better delivery strategy here.

Fuel tanker delivering heating oil in winter

Save Money, Buy Now: Rix’s Early Bird Heating Oil Campaign

Rix Petroleum are an independent heating oil supplier, delivering domestic fuel to UK homes. With 12 depots across the country, Rix deliver heating oil nationwide – check to see if Rix cover your area here.

Why Oil Prices Change

Heating oil prices fluctuate depending on demand. This means that during summer, when temperatures are soaring, the need for heating oil is at its lowest and is therefore at its cheapest to buy. However, when the weather begins to change and temperatures drop, homeowners start to reach for the thermostat and realise they are running low on oil.

This leads to a nationwide increase in demand, putting more pressure on oil companies to source and secure oil. For homeowners who leave their oil buying to the last minute, they are greeted with much higher prices than they would have been a couple of months previously.

Buy Early Campaign

get cheaper heating oil prices from Rix

As a family-owned fuel supplier, Rix say that they believe in “fair and honest prices” . You can get a quote from Rix anytime, as they have a quote calculator on their website. All you need to do is enter your postcode and fuel amount and you will be able to see their prices immediately. This is a good way of keeping track of price trends for heating oil, as you will notice a spike in prices once winter begins.

To help customers save money and ensure they aren’t too overloaded with deliveries, Rix have launched the Buy Early campaign. This is an incentive for customers to buy their oil now before prices increase. Their slogan is “The early bird catches the warm” to remind customers that in order to guarantee a heating oil delivery, they must buy soon. Leaving ordering until there’s a cold snap can be dangerous, as the supplier isn’t always able to fulfil unexpected large orders.

Get an instant heating oil quote now to beat the winter price hike and stay warm.



money tree

Market-adaptive strategies to help ‘ Beat the Bear ‘

Reduce risk and increase long-term returns. Benefit from powerful portfolio management advice that responds quickly to changing market conditions … and learn when our Model Portfolios are in — or out — of the stock market or bonds.

  • Concerned about losing your Nest Egg?
  • Want a Proven investment approach that is effective in Bull and Bear Markets?
  • Worried about missing the next big move in the market?
  • Need Guidance to manage your 401k at work?

We offer Model Portfolios to help you actively-manage a basic portfolio of Index Funds or ETFs for superior returns … and less risk … across both Bull and Bear Market conditions. The Model Portfolios usually include two or three different invesments at a time … so they are simple and easy to manage. The allocations are managed dynamically as market conditions change.Allocation changes are published by email for timely action. Investment recommendations include broadly diversified index funds, sector funds or exchange traded funds.

Make Higher Investment Returns – With Less Risk – Over the Long Term

Our mutual fund Model Portfolios help you manage your money like a Pro by reacting quickly to changing market conditions. They manage risk and increase long-term returns more efficiently than traditional investment strategies. You can:

  • Benefit fully from bullish stock markets
  • Protect your money in Bear Markets
  • Tap into the hottest market sectors
  • Use Index Funds or Exchange Traded Funds
For Large and Small Investors Alike –Strategies Based on Objective Analysis

Computerized analysis of stock market supply and demand factors cuts through market “hype”. Our Model Portfolio strategies show you how to allocate your portfolio between different investment choices and keep you focused on long-term growth.

  • Makes disciplined investment easy
  • Eliminates having to sort through the conflicting advice of market “experts”
  • Helps you make timely decisions
Invest the Easy Way with Index Mutual Funds or Exchange Traded Funds (ETFs)

Simplify your investing and easily diversify risk withmutual funds, index funds and exchange traded fundsthat track the major market indexes. Be able to respond quickly and nimbly to take advantage of changing market conditions.

  • More cost-effective than trading stocks
  • Makes it easier to be fully diversified
  • No need to chase mutual fund manager performance
“Growth” and “Conservative” Strategies For Taxable and Tax-Deferred Accounts

If you are approaching retirement or just beginning a family, we offer a variety of strategies to meet different needs. Successfully manage investments in various types of investment accounts:

  • 401k, 403b plans and IRAs
  • Accounts with Mutual Fund Companies
  • Taxable brokerage accounts
  • Tax-deferred annuity plans